Public Notice NOTICE OF MORTGAGE FORECLOSURE SALE

Public Notice

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE

DEBT AND IDENTITY OF THE ORIGINAL

CREDITOR WITHIN THE TIME PROVIDED

BY LAW IS NOT AFFECTED BY THIS AC-

TION.

NOTICE IS HEREBY GIVEN, that default

has occurred in the conditions of the follow-

ing described mortgage:

DATE OF MORTGAGE: April 25, 2007

ORIGINAL PRINCIPAL AMOUNT OF

MORTGAGE: $140,000.00

MORTGAGOR(S): Kathy M. Johnson, a

single person

MORTGAGEE: Mortgage Electronic Reg-

istration Systems Inc.

TRANSACTION AGENT: Mortgage Elec-

tronic Registration Systems, Inc.

MIN#: 100195910004638147

LENDER: First NLC Financial Services,

LLC, DBA The Lending Center

SERVICER: Ocwen Loan Servicing, LLC

DATE AND PLACE OF FILING: Filed May

2, 2007, Wadena County Recorder, as

Document Number 218245, thereafter re-

formed by Court File No. 80-CV-09-55 re-

corded April 27, 2009 as Document No.

224283

ASSIGNMENTS OF MORTGAGE: As-

signed to: HSBC Bank USA, N.A., as Trus-

tee for the Registered Holders of First NLC

Trust 2007-1 Mortgage-Backed-Certificates,

Series 2007-1; Dated: September 24, 2007

filed: January 30, 2008, recorded as docu-

ment number 220755

LEGAL DESCRIPTION OF PROPERTY:

Lot 2, Block 1, Northgate Estates, Wadena

County, Minnesota

PROPERTY ADDRESS: 15581 129Th

Ave, Wadena, MN 56482

PROPERTY IDENTIFICATION NUMBER:

14-350-0020

COUNTY IN WHICH PROPERTY IS LO-

CATED: Wadena

THE AMOUNT CLAIMED TO BE DUE ON

THE MORTGAGE ON THE DATE OF THE

NOTICE: $174,552.56

THAT all pre-foreclosure requirements

have been complied with; that no action or

proceeding has been instituted at law or oth-

erwise to recover the debt secured by said

mortgage, or any part thereof;

PURSUANT, to the power of sale con-

tained in said mortgage, the above described

property will be sold by the Sheriff of said

county as follows:

DATE AND TIME OF SALE: December

28, 2009, 10:00am

PLACE OF SALE: Sheriff’s Main Office,

415 South Jefferson, Wadena, MN 56482

to pay the debt secured by said mortgage

and taxes, if any, on said premises and the

costs and disbursements, including attorneys

fees allowed by law, subject to redemption

within 6 months from the date of said sale by

the mortgagor(s) the personal representa-

tives or assigns.

TIME AND DATE TO VACATE PROPER-

TY: If the real estate is an owner-occu-

pied, single-family dwelling, unless other-

wise provided by law, the date on or be-

fore which the mortgagor(s) must vacate

the property, if the mortgage is not rein-

stated under section 580.30 or the proper-

ty is not redeemed under section 580.23,

is 11:59 p.m. on June 28, 2010.

“THE TIME ALLOWED BY LAW FOR RE-

DEMPTION BY THE MORTGAGOR, THE

MORTGAGOR’S PERSONAL REPRESEN-

TATIVES OR ASSIGNS, MAY BE RE-

DUCED TO FIVE WEEKS IF A JUDICIAL

ORDER IS ENTERED UNDER MINNESOTA

STATUTES SECTION 582.032 DETERMIN-

ING, AMONG OTHER THINGS, THAT THE

MORTGAGED PREMISES ARE IMPROVED

WITH A RESIDENTIAL DWELLING OF

LESS THAN 5 UNITS, ARE NOT PROPER-

TY USED FOR AGRICULTURAL PRODUC-

TION, AND ARE ABANDONED.

Dated: November 3, 2009

HSBC Bank USA, N.A., as Trustee

for the registered holders of First NLC

Trust 2007-1 Mortgage-Backed

Certificates, Series 2007-1

Assignee of Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, LLP

BY ____________________

Lawrence P. Zielke - 152559

Diane F. Mach - 273788

Kristine M. Spiegelberg - 308845

Melissa L. Baldridge Porter - 0337778

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COL-

LECTION PRACTICES ACT, YOU ARE AD-

VISED THAT THIS OFFICE IS DEEMED TO

BE A DEBT COLLECTOR. ANY INFORMA-

TION OBTAINED WILL BE USED FOR

THAT PURPOSE. THIS NOTICE IS RE-

QUIRED BY THE PROVISIONS OF THE

FAIR DEBT COLLECTION PRACTICES

ACT AND DOES NOT IMPLY THAT WE

ARE ATTEMPTING TO COLLECT MONEY

FROM ANYONE WHO HAS DISCHARGED

THE DEBT UNDER THE BANKRUPTCY

LAWS OF THE UNITED STATES.

37285-1002572 11/07-12/12